10 Key Points Every Buyer Should Know

Before writing an offer on a property in Perth, it’s worth taking a step back to make sure you have every detail covered. The excitement of finding “the one” can easily overshadow the finer points that protect you as a buyer and strengthen your negotiating position. From understanding the property’s title and council approvals to having your finance and deposit ready, a little preparation now can save you stress later. These 10 key points will help you approach the process with confidence, clarity, and the kind of readiness that makes sellers take notice.

1. About the Property — Title Information

Start by confirming the Certificate of Title is clear. Check for:

• Easements (e.g., rights of way, drainage)

• Covenants that limit what you can build or alter

• Correct ownership details
  This ensures there are no hidden legal surprises.

2. Property Interest Report (PIR)

Order a Property Interest Report from Landgate or ask for it from the listing Agent. This will flag:

• Heritage listings

• Zoning details

• Development restrictions or proposals nearby
  It’s one of the simplest ways to understand what you can and can’t do with the property.

3. Council Information & Approvals

If you’re planning renovations or extensions, check:

• If previous work was approved by the local council

• Whether new works will need Development Approval (DA) or a Building Permit
  For example, the City of Stirling is stricter on setbacks for extensions, while the City of Swan often requires DA for granny flats.

4. Independent Area Research

Before committing, research:

• Median prices and trends

• Crime rates and safety statistics

• School zones and their reputations

• Future infrastructure projects
  For example:

• Bassendean – steady growth with train line upgrades

• Cloverdale – close to airport and major shopping, attracting both families and investors

• Subiaco – high demand, character housing, but strict heritage controls

5. Finance Approval

Do not write an offer without formal pre-approval (not just a verbal “yes”). This strengthens your position and shows sellers you’re serious.

6. Trusted Finance Brokers

A strong finance application can make the difference in a competitive market. We work closely with:

• Jesamine Sargent — FinanceCorp (WA-based, exceptional client service)

• Other trusted brokers who specialise in first-home buyers, downsizers, and investors

7. Deposit Accessibility

Once your offer is accepted, your deposit (usually between $5,000 and $10,000) must be paid within 7 days. Ensure the funds are accessible immediately.

8. Understand the Contract

Request a copy of the Joint Form of General Conditions for the Sale of Land (JFGTC) before making your offer. This covers the terms you’ll be bound by — settlement dates, penalties, and obligations. Understanding it ahead of time prevents surprises.

9. Contingencies & Conditions

Always consider adding clauses for:

• Building and pest inspections

• Finance approval

• Any specific conditions you need met before settlement

10. Your Offer Presentation

A well-prepared offer can beat a higher price if the terms are attractive. Consider:

• Quick settlement dates if possible

• Clear and clean terms without unnecessary conditions

• Demonstrating finance readiness
  With the right presentation, your offer is more likely to be accepted.

Here’s a downloadable pdf to print out if you’re the pen and paper buyer!

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